Welcome Guest! To enable all features please Login or Register.

Notification

Icon
Error

Options
Go to last post Go to first unread
Offline 1annster  
#1 Posted : Tuesday, October 28, 2014 6:10:13 PM(UTC)
1annster

Rank: Newbie

Groups: Registered
Joined: 10/28/2014(UTC)
Posts: 1

My husband for years has increased our home equity by 250,000.00. He had a loan from his parents as well for about $200,000.00. It is even more.....About 18 years ago, I remember the day clear as a bell....on my way to work, sun shining and happy as can be. He placed a paper under me to sign, as a trusting wife I did. It was not until my daughter was on her way to college did I realize what happened, and all the financil debt he had my name on. I discovered this as I completed the FASFA. The list goes o of the horrible things done to me....not with getting overly wordy I need to express this

1) drugs in my drink

2) lure me in with cigarettes for oral sex

3) Extreme foul langugae with my children present, F.....ing C.... .

4) Manic bevaiors during holidays and trips with  huge faily agruments. The children refuse to travel with him anymore. 

5) Sold my jewlery for money. Missing engagement ring, beautiful Tiffany ladle form my Grandfather.....missing

6) for 30 years cleaned, shopped, served and cleaned up after his parents for dinner every other Sunday. When I said I was tried as now working full tme screamed at me that I was hateful toward his elderly parents. Tried to tell him I was tired and need time to rest before work.

7) No monatary support right for kids, I think he is struggling.

8) Harassing children....never a warm, hug when they come in or intiate conversation just

I can bring up may more abuses to me and my children. And, as stupid as I am I feel I need to stay for the kids as now approaching college. What would happen finacially....if divorce and sold home. The expenses...ugh. I would rather see them in college. Although not helping.

 

I did go to a lawyer and I have a letter to hand him to start mediation......maybe I will get more help this way. The house is too expensive for him to carry. Thoughts on this  ! I think I need to show my children you need to be strong and right is always better then wrong

 

Offline XdeRubicon  
#2 Posted : Monday, November 3, 2014 7:38:44 PM(UTC)
XdeRubicon

Rank: Newbie

Groups: Registered
Joined: 11/3/2014(UTC)
Posts: 8

 

 

Regarding the debts, even if you knew what you were signing,  or he didn't get your signature at all, there's a good chance that it is still a marital debt and 1/2 yours.  Really good chance if it was 18 years ago.  There are some exceptions and it varies by state.  My ex got stuck with a big credit card debt because she didn't declare it.  We found it after everything was agreed to, but not distributed.  She got stuck with the whole thing.  It got paid off and closed out of funds she would have recieved.

 

The thing about the house, is do not keep the house if you can't afford it or no longer need it (empty nest/kids in college). In my divorce, there was no question, the house was mine before the divorce, so I got to keep it, but I've seen too many people try to keep the house for the kids when they couldn't afford it and end up losing it.

 

Mediation is a great way to start.  Just be sure that you understand what is being agreed to and don't agree to anything you are uncomforable with.  If yoru lawyer is not present, you should have some written guidance about what you want and is reasonable to expect.   The mediators job is to find consensus, not get you the best deal possible.  Just understand that fighting about it can be very expensive and take a very long time.  Be sure that it's worth it. 

 

 

Edited by user Wednesday, November 5, 2014 12:10:36 PM(UTC)  | Reason: deleted unconstructive comment

Users browsing this topic
Guest
Forum Jump  
You cannot post new topics in this forum.
You cannot reply to topics in this forum.
You cannot delete your posts in this forum.
You cannot edit your posts in this forum.
You cannot create polls in this forum.
You cannot vote in polls in this forum.