The sum that began as a lien is a fund that has been frozen by the banker. These funds cannot be withdrawn or utilized by the customer until the Lien is satisfied. The bank has the right to apply a Lien on a portion of the fund or the entire account. lien balance meaning The Lien Amount will be placed by the Bank for a variety of reasons. Let us go through each one in detail and see how you may save yourself with these Liens.